New Canadians

Your first financial checklist in Canada

A simple starting guide to banking, credit, registered accounts, insurance and long-term planning in Canada.

The short version

Start with the essentials: a bank account, a realistic budget, credit-building habits, emergency savings and a clear understanding of workplace benefits. Then connect registered accounts and insurance choices to your goals.

Make it personal

Your best next step depends on your complete circumstances. Use this guide as a conversation starter, then review important tax, legal, product and eligibility details with qualified professionals.

Create my roadmap →